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Your access and use of this Site (or the BDA Global site that is linked to this disclaimer) automatically binds you to the following terms and conditions, please read them carefully. As used herein, the term "you" and "your" shall mean the user of this Site.

I. BDA Global Online Privacy Statement

Your privacy is a high priority for BDA Global. This privacy statement explains what information BDA Global gathers from you through our web site and how we may use it. If you have any questions, please contact our webmaster at privacy@bdaglobal.com.

BDA Global only gathers and analyzes individualized information that is provided voluntarily by visitors to our site. Such information will only be used in the context for which it was supplied to us.

BDA Global may obtain non-individualized, generic information about your visit to our web site through the use of cookies. Cookies are small pieces of data which are sent by a web site to your web browser and are stored on your computer. Data derived from the cookies is aggregated and used by BDA Global for statistical tracking purposes. We use this information to understand general traffic patterns on our web site and to gauge and improve the web site�s effectiveness. The data is not used for individual identification and BDA Global in no way relates your personal information to these traffic pattern statistics.

II. Legal Notice and Disclaimer

This Web Site and all of its contents, including but not limited to text, HTML code, CGI scripts, graphics, button images, and the site design and "look and feel," are the property of Business Development Associates, doing business as BDA Global and are protected pursuant to U.S. and foreign copyright and trademark laws. By accessing this Web Site, you agree to refrain from modifying, copying, distributing, republishing, or commercially exploited it in any manner without the prior written consent of BDA Global.

The information contained and accessed on this site, www.bdaglobal.com, referred to hereafter as �the Site� is provided by the BDA Global entity indicated on the homepage as owner of the Site for general information of interest. BDA Global does not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. The information is, hence, provided "as is" without warranties of any kind, express or implied, including accuracy, timeliness, and/or completeness. In no event shall BDA Global, its partners, directors, principals, agents or employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to, contract, negligence or other tort actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use hereof.

Content on the Site is copyrighted and any unauthorized use of any materials on the Site may violate copyright, trademark and other laws. Any user who downloads from the Site for personal or non-commercial use must retain all copyright, trademark or other similar notices contained in the original materials or on any copies of the material. Materials on the Site may not be modified, reproduced, publicly displayed, distributed or used for any public or commercial purposes without the explicit written permission from BDA Global. BDA Global bears no risk, responsibility or liability in the event that a user does not obtain such explicit written permission as advised by BDA Global.

Third-party links are provided as a convenience to our users in some instances. BDA Global does not control and is not responsible for any of these sites or their content. BDA Global is obligated to protect its reputation and trademarks and BDA Global reserves the right to request removal of any link to our Web site.

BDA Global and the BDA Global logo are registered trademarks of Business Development Associates, LLC. Use of these marks requires express permission from, and a license agreement with, Business Development Associates, LLC. Unauthorized use of these trademarks will be prosecuted to the fullest extent of the law. To request this written approval, use the "Contact Us" feature.

The following Web link activities are explicitly prohibited by BDA Global and may present trademark and copyright infringement issues:

• Links that involve unauthorized use of our logo
• Framing, inline links or metatags
• Hyperlinks or a form of link that disguises the URL and bypasses the homepage